Time Banking

Futuristic photo of a women sitting in a bright red robe/dress with aluminum retro futuristic goggles holding a clock in front of an aqua blue background.

I just started learning about time banks, but I’ve already noticed a big issue… They are not accessible to the chronically ill or disabled. Which is disheartening since their services are especially needed in those communities. The first issue with time banks is that they assume you are a healthy individual when you sign on and therefore can save your time credits for the future when you may become disabled or in your old age. This isn’t always the case and by assuming so, you leave out part of the community you should be including.

This can be changed through putting accessibility guidelines into place, such as the following:

Ex.) You don’t have any credits but you need a ride to the hospital. If someone donated credits recently back to the time bank and you receive one, you can use it to find someone to drive you.

However, time banking should never been seen as the end goal for a community. Instead, it should be seen as a transitional tool against our current capitalistic culture that values financial gain over the people it purports to serve. It allows us to reform and strengthen community bonds while also moving away from the illusion of money as the end goal to one of community as the end goal.